OAE & RWA Macro-Economy
OAE & RWA macro-economy
OAE value streams
In the landscape of modern digital products, especially within the web3 domain, the economy is fundamentally structured around value streams, including especially revenue streams and expense sinks.
This economy is perceived through multiple lenses:
Revenue Streams of the Product
These are the primary sources of income generated directly by the product's core operations and services.
Revenue Opportunities for Users
Endogenous Revenue: Originates from activities within the product's native token economy and reward systems.
Exogenous Revenue: Derived from external capital injections, not directly tied to the product's native economy, tokens, or reward mechanisms.
Product Expenses
These include all costs associated with the maintenance and development of the product and its surrounding ecosystem.
Expense Sinks
Features within the product that encourage users to spend their native tokens or external capital. These sinks for user expenses concurrently serve as revenue streams for the product.
Hold / buy pressure stimulant
Features that promote long-term holding of the token despite its market price volatility, or encourage buying it at the low market price.
The interplay between these elements underscores the dynamic economy of a web3 digital product ecosystem. Each aspect, from revenue streams to expense sinks, contributes to the overall health and sustainability of the product.
For a comprehensive overview, including specific examples and detailed explanations of each category, please refer to the table below
Item name | Description | Product revenue | Endogenous user revenue | Exogenous user revenue | Product expense | Expense sink | Hold / buy pressure stimulant |
Transaction Fees | Fees from transactions on AssetChain and XendConnect | x |
| x |
| x |
|
OAE Service Fees | Charges for using OAE tools | x |
|
|
| x |
|
Xend Exchange trading volume revenue | Income from maker and taker fees on Xend Exchange | x |
| x |
|
|
|
Origin Studio Fees | Fees for access to premium features and subscriptions in Origin Studio. | x |
|
|
| x |
|
GOR Data Access Fees | Charges for higher levels of data access through paid API endpoints. | x |
|
|
| x |
|
P2P & Incubation Platform Commissions | Commission fees on transactions within the P2P credit platform and the incubation/fundraising platform. | x |
|
|
| x |
|
GOR Premium Positioning Fees | Fees for premium listings and visibility on the GOR platform. | x |
|
|
| x |
|
Advanced Multisig Wallet Fees | Charges for setting up and utilizing advanced multisignature wallet features. | x |
|
|
| x |
|
Off-/On-Ramp Fees | Fees associated with off- and on-ramping services. | x |
|
|
| x |
|
Xend OmniBridge Fees | Transaction fees for using the Xend OmniBridge for cross-chain transfers. | x |
|
|
| x |
|
NodePay Transaction Fees | Charges for transactions processed through NodePay | x |
|
|
| x |
|
Domain Registration Fees | Income from domain hosting and registration | x |
| x |
| x |
|
Licensing Fees | Fees from Public AssetChains adoption | x |
| x |
|
|
|
IAC Council Revenue | Commissions from managing OAE framework |
|
| x |
|
|
|
Banking Services Revenue | Income from banking services | x |
|
|
| x |
|
Service Provision Fees | Revenue from services provided via Social Hub and IAC |
|
| x |
| x |
|
Insurance Policy Management | Earnings from insurance coverage |
|
| x |
| x |
|
Commission fee on providers revenue | Commission fee on Providers’ revenue | x |
|
|
|
|
|
Progressive Synchronization Campaigns | Revenue from implementing IAC councils and Subnets | x |
|
|
|
|
|
OAE Marketplace Sales | Revenue from plugin and solution sales | x |
|
|
| x |
|
Marketplace commission fee | Commission fee on Marketplace sales | x |
|
|
|
|
|
Conflict Resolution Services | Earnings from mediating disputes |
|
| x |
| x |
|
RWA Rewards | RWA rewards and incentives |
| x |
| x |
| x |
Reputation engine | Logical connection between providers reputation and RWA staking score |
|
|
|
|
| x |
Credibility score engine | Logical connection between reputation of the providers involved in asset onboarding and its credibility |
|
|
|
|
| x |
RWA levels and benefits | Gradually increasing tiers of benefits and bonuses based on staking score thresholds |
|
|
|
|
| x |
Stake-to model | Model that links access to specific features or ecosystem roles with specific staking score threshold, or amount of staked RWA tokens |
|
|
|
|
| x |
Development & Maintenance | Costs for platform improvement, software development, and security. |
|
|
| x |
|
|
Marketing & Community | Expenditures on user base expansion, advertising, and community events. |
|
|
| x |
|
|
Regulatory & Legal Fees | Expenses for legal compliance across jurisdictions. |
|
|
| x |
|
|
Customer Support | Costs for maintaining high-quality support and smooth operation of services. |
|
|
| x |
|
|
R&D | Investment in exploring new features and improving offerings. |
|
|
| x |
|
|
RWA Insurance Fund | Contributions to RWA insurance funds securing gradual increase of RWA minimal possible price. |
|
|
| x |
|
|
- OAE & RWA value flows
RWA Fiscal Policy
Xend Finance's RWA Fiscal Policy and Token Circulation Model is poised to create a sustainable, value-accumulating economic system centered around the RWA token. This strategy not only aims to stabilize and potentially increase the RWA token's market value but also ensures that the ecosystem remains attractive and rewarding for participants.
Strategic Assets Diversification
Xend Finance adopts a diversified reserve strategy to
Ensure stability and mitigate volatility risks inherent to crypto markets
Position itself to proactively engage in market opportunities, particularly in the context of RWA token valuation
Recognizing the potential fluctuations of RWA tokens, the Xend Fiance will strategically allocate its reserves across a spectrum of assets, including cryptocurrencies like ETH and BTC, traditional currencies such as USD, EUR, and GBP, as well as stable assets like tokenized gold.
This approach ensures Xend Finance has the flexibility to rebalance its portfolio in response to market conditions. Strategic diversification enables Xend to capitalize on low price points of the RWA token, executing buybacks to stabilize and potentially enhance its value.
This approach underlines Xend Finance’s commitment to a stable and growth-oriented economic environment, leveraging its broad-based reserves to support the RWA token's market position effectively.
RWA Buyback
All Xend Finance’s revenues generated within the OAE will directly support RWA buybacks initiative. This approach ensures that a portion of the ecosystem's income is reinvested into the market, creating continuous demand for RWA tokens, thereby stabilizing and potentially increasing their value.
RWA Redistribution
Portions of RWA tokens bought back from the market will be re-injected back into staking rewards budget, periodically increasing the amount of rewards that stakers receive, and as such - maintaining competitive staking rewards APR level.
Global Minimal Guaranteed Liquidity Depth (g-MGL)
Xend Finance commits to reinforcing the RWA token's market stability by instituting permanent liquidity locks. This approach involves dedicating a part of the revenue generated from OAE activities to create LP tokens. These LP tokens are then sent to the burning vault for permanent locking. This strategic move ensures a foundational layer of liquidity for the RWA token, safeguarding against volatility and providing traders and investors with the confidence of a consistently available market depth.
Global Minimum Guaranteed Price (g-MGP)
Xend Finance introduces a groundbreaking Global Minimum Price Guarantee, establishing a safety net for the RWA token's market value. This involves incrementally enhancing a specialized 'wind-up' budget that serves as a collective insurance fund for the entirety of RWA token holders. The fundamental principle of this strategy is that the market price of RWA tokens will never fall below a certain threshold, which is determined by dividing the total 'wind-up' budget by the overall supply of RWA tokens.
For instance, with a total RWA token supply of 200 million and a Global Minimum Price Guarantee Fund of $10 million, the safeguarded minimum price is set at $0.05 per token. This assurance implies that, in the theoretical scenario where every token holder except Xend Finance opts to sell their tokens simultaneously, the price support mechanisms and standing orders within exchange order books will sustain the RWA token's price at or above $0.05.
This strategy not only provides a robust price floor for RWA tokens but also instills confidence among token holders about the inherent value and stability of their investments within the Xend Finance ecosystem.
Xend Finance will keep the current minimum guaranteed price of RWA token as a public metric.
Premium Minimum Guaranteed Price (p-MGP)
Xend Finance enhances its financial safety measures with the Premium Minimum Price Guarantee (Premium MPG), a step above the global guarantee, tailored for users engaged at or beyond the 1st RWA level. This program is structured with clear benefits for those deeply invested in the ecosystem:
The guarantee levels are scaled according to user engagement, with higher RWA levels securing better minimum prices.
These guaranteed prices are not static; they're designed to rise incrementally over time, rewarding long-term participants.
The financial underpinning for this enhanced guarantee comes directly from a designated portion of Xend Finance's revenue-driven reserves, ensuring the program's sustainability and reliability.
Token circulation model
For a comprehensive understanding of how RWA tokens move within the ecosystem, please see the visual guide provided below:
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