Whitepaper
  • 1.0 Introduction
    • 1.1 Migration from XEND to RWA
    • 1.2 New Vision - Xend V2 and Xend V3
      • 1.2.1 Principles overview
      • 1.2.2 Xend V2 & V3 - Roadmaps
      • 1.2.3 Xend V2 Roadmap
      • 1.2.4 Xend V3 Roadmap
  • 2.0 OAE - Onchain Assets Environment
    • 2.1 OAE Core Idea
    • 2.2 OAE Framework
    • 2.3 OAE - Products Overview
      • 2.3.1 Asset Chain
      • 2.3.2 Origin Studio
      • 2.3.3 Social Hub
      • 2.3.4 Xend Connect
      • 2.3.5 GOR
      • 2.3.6 Xend Solutions
    • 2.4 Asset Smart Contract
    • 2.5 IAC Framework
      • 2.5.1 Importance Of IAC to OAE
      • 2.5.2 (b) IAC in Practice
    • 2.6 Asset Credibility
      • 2.6.1 Authentication Rating
      • 2.6.2 Compliance Rating
      • 2.6.3 Asset Insurance Rating
      • 2.6.4 Events Mirroring
      • 2.6.5 Visual Summary
    • 2.7 IAC Partners
      • 2.7.1 IAC Provider
      • 2.7.2 Conflict Resolution Process
      • 2.7.3 I - AC Interdependence
    • 2.8 Assets Policy in OAE
      • 2.8.1 Web3 Token Issues
      • 2.8.2 AssetChain 10 Cardinal Rules
      • 2.8.3 Assets As Smart Contracts, Tokens As Rights
      • 2.8.4 Verifiable Legal Binding
      • 2.8.5 Intrinsic Legalization
      • 2.8.6 Multi-Level Asset & Token Structures
      • 2.8.7 Token Bonding
      • 2.8.8 Separating Ownership, Possession And Holding
      • 2.8.9 Structured Asset Administration Policy
    • 2.9 AssetChain - 4 Execution Levels
    • 2.10 P2P Lending In OAE
      • 2.10.1 Basics of P2P lending
      • 2.10.2 Appraisers And Custodians
      • 2.10.3 Xend Fundraising Platform On OAE
    • 2.11 AI Stack
      • 2.11.1 Watchdogs
      • 2.11.2 Assistants
      • 2.11.3 Improvers
      • 2.11.4 Concepts
  • 3.0 Xend Browser
    • 3.1 One-4-All
    • 3.2 NodeOs
    • 3.3 Subnet
    • 3.4 Explorer
    • 3.5 Node Enterprise
    • 3.6 e-Admin
    • 3.7 NodeBox
  • 4.0 Progressive Synchronization (V3)
    • 4.1 Objectives Of The IAC Councils
    • 4.2 Progressive Adoption Of Public AssetChains
    • 4.3 Progressive Adoption Of Public Subnets
    • 4.4 OAE Marketplace
  • Practical Use Cases
    • Business & Banking
    • Real Estates
    • Compliance - by - Design
    • Tokenization Beyond Ownership
    • Global Assets Accessibility
    • Green Impact
    • Software, Gaming and Entertainment
    • Global Transparency and E-Administration
  • RWA (OAE) Token Economy 1.0
    • RWA Token
    • RWA Economy Ecosystem Participants
    • RWA Staking
    • RWA Incentives
    • RWA LP Tokens, Market Makers, & Trading Competitions
    • Gamification Of OAE User Experience
    • RWA Token Utilities
    • OAE & RWA Macro-Economy
    • Future Legal Status Of RWA Tokens
  • Litepaper
    • Solving ASR Issue
    • OAE From User Standpoint
    • Xend Solutions
    • Future Roadmap
  • Appendices
    • Appendix A: Understanding RWA
      • Assets Classification
      • Narrow Understanding Of RWA
      • Wide Understanding Of RWA
      • UWA - Unreal World Asset
      • RWA versus UWA - They Key Difference Lies In Legal Context
      • Examples Of RWAs Definitions Incoherence
      • Key Takeaways
    • Appendix B: Digitization vs Tokenization
      • Existence vs Ownership
      • Hierarchy Of Terms
      • Digitation Of Asset
      • Documenting The Asset
      • Tokenization Of The Asset On Gen2 Blockchain
      • Legal Causality Of Gen2 Tokenized Asset
      • Key Takeaways
    • Appendix C: Rise Of AssetChains
      • Theses A
      • Theses B
      • Theses C
      • Theses D
      • Theses E
      • Theses F
    • Appendix D: Brief Analysis On Who Owns The Internet
    • Appendix E: Market Research
      • RWA Solutions - Scope Of Work Overview
        • Centralized
        • Decentralized
        • In-depth Scope Comparison
      • Statistics
        • CEFI - Territorial Coverage
        • CEFI - Funding Ranges Popularity
        • CEFI - Funding Values Breakdown
        • Visual Data Metrics
      • Research Summary
  • FAQs
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  1. 2.0 OAE - Onchain Assets Environment
  2. 2.10 P2P Lending In OAE

2.10.2 Appraisers And Custodians

OAE P2P lending engine introduces the possibility for social hub services providers to take on two key additional roles.

First, IAC providers can be utilized as experts in evaluating the value of non-monetary assets proposed as collateral by borrowers. Their tasks in this role include:

  • Conducting an impartial assessment of the non-monetary assets' worth.

  • Verifying the legitimacy of the valuation provided by the borrower or a third-party appraiser chosen by the borrower.

  • Confirming the reliability of the source providing the asset valuation.

Second, authentication services may also be tasked with the safekeeping of specific assets designated as collateral. This custody role entails:

  • The physical handover of the asset from the owner to the custodian.

  • The re-authentication of the asset to ensure its description remains accurate, using event mirroring.

  • The creation of a [custody right] token that is bonded to the [ownership right] token of the asset, with the relationship between these rights detailed in the asset's smart contract.

Therefore OAE P2P lending engine expands Social Hub spectrum by 2 specific roles to be taken in OAE ecosystem: Appraiser and Custodian.

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Last updated 1 year ago